FIRST HOME BUYERS
Buying your first home can be a complex and stressful experience and it can be Your Biggest Purchase & Can be a Daunting Process. We Can Provide Expert Advice About Your First Home Loan & Help You Into Your First Home.
OUR ROLE
- To help you find the best deal based on your situation.
- Tell you what assistance is available to you as a first home buyer
- Determine the deposit source and discuss other options available
- Communication throughout the process
- Will assist you all the way until your loan is settled, stress-free
INVESTMENT LENDING
Property is considered an excellent method of creating wealth, when used as a long-term investment strategy. Historically, house prices provide a steady return to investors in the form of capital growth as property prices rise. With a range of investment loans available, smart property investment can be an ideal wealth creation vehicle. It’s important that you use this position to secure the right loan for your finance needs at the most competitive offer.
OUR ROLE
- What is the best way of using the equity in my home and minimising the risk?
- How much deposit do I need for an investment property?
- The right loan built around your needs- interest only / Principal & Interest?
- Fast, stress-free turnaround
REFINANCE LENDING
There are many reasons to refinance a mortgage - the chance to get a lower rate or shorten the term, the wish to move from an adjustable rate to a fixed-rate mortgage, or debt consolidation, to name a few
OUR ROLE
- Source out the best deal from the banks to benefit you by
- Consolidating short term debts
- Borrow for home improvements
- Lower or increase your payments as per your affordability
- Change loan structure - To interest only payment or Interest and Principal
- Get more flexibility into your finances e.g. a loan structure that works better with your income and expenses
CONSTRUCTION/RENOVATIONS LOAN
RENOVATIONS LOAN
A home renovation loan is a loan that includes funds for renovating, remodeling and repairing a home. It’s usually a mortgage with extra money for home improvements. I would only recommend taking out a renovation loan if the costs of the renovation are still well below the current value of the home. “It is also important that they will positively impact the value of the home over the long run. So, things like bathrooms, kitchens and additions make the most sense.”
BUILD/CONSTRUCTION
There is so much to consider when looking at building your house such as deciding on the site to build, consents, designs/plans, builders, councils, contractors, and more. Let us take care of your financing needs.
OUR ROLE
Once we have a fair idea of what you and we need to progress a build or renovation loan, we will take it from here and will try and make this process as easy as possible.We will be handling your financing needs from application to the final draw-down of your construction loan/Renovation loanYour home's construction is completed in stages, with payment due after each stage. Fortunately, all of this information is outlined in your construction contract, including payments that are due and when. The lender in NZ will charge you interest on the money you have drawn down, which means your minimum repayments are based on the construction phase of your home. We will explain every stage as we go
Contact Us
For more details, contact us at your convenience via email, phone call, connect with us through our official website.
Phone: +64 2102860002
Address: 1/95 Wheturangi Road, Greenlane, Auckland 1051
Mon–Fri 09:00 — 18:00
Sat–Sun 10:00 — 18:00